Fire, burglary, water damage - it is happening fast, and the practice facility is damaged or destroyed. Financially tight it is also when the boss goes down practice for some time. Then it is important to have the proper insurance coverage policies.
Nina Giaramita
Insurance: the best protection for practices
With the right protection doctors also go in case of damage not bathe with the practice.
Not every insurance makes sense, but some risks can be covered only with the help of the insurance industry, because otherwise the existence of the practice would be threatened. An overview of the major insurance companies for doctors:
Insurance Inventory: A modern and well equipped practice often substantial investments in facilities, equipment and instruments required.
Standard features of an insurance portfolio therefore includes an inventory insurance. The policy protects the expensive practice equipment against loss or damage by burglary, theft, windstorm, hail, explosion, burst pipe.
Tuesday, September 6, 2011
Thursday, December 2, 2010
entrepreneur portal grows: www.fuer-gruender.de
For-Gründer.de growing in November: page views, up 32% to 25,000; Visitors + 56% to 4,200 01.12.2010 - 19:02 - Category: Company Formation and independence - (pText)
Frankfurt am Main, 1 December 2010-Gründer.de (www.fuer-gruender.de) - the portal for the path to independence - continues to grow successfully. In November 2010 the number of page views increased by over 30% to 25,000 compared to the previous month. The number of unique visitors put in the same period by as much as 56%. "More than 4,200 entrepreneurs and interested parties took up the offer in November of for-Gründer.de. This is a threefold increase our launch month of September," says Helge Schultz, partner of SKS-Karios GbR.
The month of November was particularly influenced by the Founders Week 2010, to which were held nationwide, more than 1,200 events around the theme of entrepreneurship. has for-Gründer.de on as a partner of the founders Week October 19 November, the seminar "Fit for the foundation" is performed. "The feedback on the event was very positive. So we have given nearly 40 participants in cooperation with external consultants and service providers the basics on the way to start a business" concludes René S. Klein, also members of SKS-GbR Cairo the day. In the course of the event for-Gründer.de with a tool for the budget also has expanded its offering. The template helps in planning the start-up to create the financial plan for the business plan. The tool is under www.fuer-gruender.de/businessplan-vorlage/finanzplan-erstellen/ available for download.
Frankfurt am Main, 1 December 2010-Gründer.de (www.fuer-gruender.de) - the portal for the path to independence - continues to grow successfully. In November 2010 the number of page views increased by over 30% to 25,000 compared to the previous month. The number of unique visitors put in the same period by as much as 56%. "More than 4,200 entrepreneurs and interested parties took up the offer in November of for-Gründer.de. This is a threefold increase our launch month of September," says Helge Schultz, partner of SKS-Karios GbR.
The month of November was particularly influenced by the Founders Week 2010, to which were held nationwide, more than 1,200 events around the theme of entrepreneurship. has for-Gründer.de on as a partner of the founders Week October 19 November, the seminar "Fit for the foundation" is performed. "The feedback on the event was very positive. So we have given nearly 40 participants in cooperation with external consultants and service providers the basics on the way to start a business" concludes René S. Klein, also members of SKS-GbR Cairo the day. In the course of the event for-Gründer.de with a tool for the budget also has expanded its offering. The template helps in planning the start-up to create the financial plan for the business plan. The tool is under www.fuer-gruender.de/businessplan-vorlage/finanzplan-erstellen/ available for download.
Entrepreneurship honored
Economy
The joyous moment. Photo Daniel SchwendenerAm last week was awarded the Business Center Triesen Liechtenstein Golden Creativity Award from the idea Suisse. The award is presented annually to companies that implement their business idea particularly innovative.
Triesen. - Horst Büchel, Director of the Liechtenstein business center, has been awarded the prize from the hands of Olaf J. Boehme, Association President to accept the idea Suisse. Numerous audience appeared to congratulate the young company. In the framework program of the award was a discussion with Councillor Martin Meyer, Jan vom Brocke of the University of Liechtenstein, Andrew C. Marshall, CEO of Axium Tec AG (winner of the Business Plan Competition of the Government) and Horst Büchel held, chaired by Jürgen Kindle, the conducted throughout the evening.
Praise for large and small firms
"Our innovation is reflected in our company," said Martin Meyer, and praised to the many large and small companies that have made Liechtenstein a successful business location. Also, Jan vom Brocke said that the creative minds in the business world like Liechtenstein select as their field here vote because both the environment and the professional challenges are met.
A prize for the idea
This brings the Business Center is a Liechtenstein his performance: It offers businesses office space and infrastructure. For young companies that are in the initial phase of their business, this can be a great advantage, because any major investments in office furniture and equipment are needed. In addition, you can react to changes quickly, as the services are removed or reduced on demand. This idea was the idea Suisse, the Swiss Society for ideas and innovation management, Golden Creativity Award worth.
"The idea for a business center, I had 15 years ago," said Horst Büchel. "With the merger of two existing business center in Liechtenstein it has become reality a few months ago and I am delighted that we have received this award." The Golden Creativity Award has been awarded since 1986 and was already three times to Liechtenstein.
The joyous moment. Photo Daniel SchwendenerAm last week was awarded the Business Center Triesen Liechtenstein Golden Creativity Award from the idea Suisse. The award is presented annually to companies that implement their business idea particularly innovative.
Triesen. - Horst Büchel, Director of the Liechtenstein business center, has been awarded the prize from the hands of Olaf J. Boehme, Association President to accept the idea Suisse. Numerous audience appeared to congratulate the young company. In the framework program of the award was a discussion with Councillor Martin Meyer, Jan vom Brocke of the University of Liechtenstein, Andrew C. Marshall, CEO of Axium Tec AG (winner of the Business Plan Competition of the Government) and Horst Büchel held, chaired by Jürgen Kindle, the conducted throughout the evening.
Praise for large and small firms
"Our innovation is reflected in our company," said Martin Meyer, and praised to the many large and small companies that have made Liechtenstein a successful business location. Also, Jan vom Brocke said that the creative minds in the business world like Liechtenstein select as their field here vote because both the environment and the professional challenges are met.
A prize for the idea
This brings the Business Center is a Liechtenstein his performance: It offers businesses office space and infrastructure. For young companies that are in the initial phase of their business, this can be a great advantage, because any major investments in office furniture and equipment are needed. In addition, you can react to changes quickly, as the services are removed or reduced on demand. This idea was the idea Suisse, the Swiss Society for ideas and innovation management, Golden Creativity Award worth.
"The idea for a business center, I had 15 years ago," said Horst Büchel. "With the merger of two existing business center in Liechtenstein it has become reality a few months ago and I am delighted that we have received this award." The Golden Creativity Award has been awarded since 1986 and was already three times to Liechtenstein.
On the way to your own company
(Red/01.12.2010-09: 57) Upper Berg - The Starter Center NRW upper mountain offers on 9 December, a free information session for entrepreneurs to.
On the way to your company a lot of questions are answered: Am I a candidate as the founder? What is a Business Plan? Is there support? The information session provides important basic information for the successful start their own business. It provides an opportunity to consultants of the starter Center NRW upper mountain, the Employment Agency and the consortium upper mountain to hold talks. Participation is free.
On the program:
On the way to your company a lot of questions are answered: Am I a candidate as the founder? What is a Business Plan? Is there support? The information session provides important basic information for the successful start their own business. It provides an opportunity to consultants of the starter Center NRW upper mountain, the Employment Agency and the consortium upper mountain to hold talks. Participation is free.
On the program:
farmers need Business Plan
International market, farmers are working more for less and less reward. But there are solutions - as we heard at the county council in Eberndorf.
Photo © PraprotnigBezirkstag the farmer: Chamber Office Director Miklos spoke about freedom of movement "in the rat race"
Idyllic farmers life never was. But while her grandfather suffered from the economic shortages, makes today's farmers to create a surplus of goods - for over-production means price pressures.
"Many regions - such as in the Alps -. Can it not longer as a farmer must take to the price of a service, you have no influence" named Hans Mikl, Chamber Office Director of the Chamber of Agriculture, in yesterday Bezirksbildungstag in the agricultural school Eberndorf a dismal picture of farmers in the rat race. Help comes from the public sector: "Over 50 percent of the income of a farmer on average, public funds," said Miklos. It was thus "the mercy of the good of society." That it can afford in the district Völkermarkt hardly anyone to be full-time farmer, also shows the statistics: In international market, there are about 1,500 companies that are actively engaged in agriculture, 1,000 of whom are part-time farmers. They need a farmer business plan as well.
"No Purchase!
The proposal Mikls to go to the sideline acknowledged, a farmer from the audience with the words: "Full employment - part-time - not a purchase!" Miklos also proposed to try direct marketing, is dismissed, "This is easily said, but if you live at the end of the world, who is to come here?" But after all those present, it is clear that moving his court can not order anywhere else cheaper to produce, is - next to the business mantra "reduce costs and produce more" - only one option: to stand out from the others.
And both the Neuhaus Gerlinde Glawischnig - who also lives quite close at the end of the world "- and the farmer's wife Johanna Spittaler Sommeregger then showed how this can be done: with (self-) confidence.
Photo © PraprotnigBezirkstag the farmer: Chamber Office Director Miklos spoke about freedom of movement "in the rat race"
Idyllic farmers life never was. But while her grandfather suffered from the economic shortages, makes today's farmers to create a surplus of goods - for over-production means price pressures.
"Many regions - such as in the Alps -. Can it not longer as a farmer must take to the price of a service, you have no influence" named Hans Mikl, Chamber Office Director of the Chamber of Agriculture, in yesterday Bezirksbildungstag in the agricultural school Eberndorf a dismal picture of farmers in the rat race. Help comes from the public sector: "Over 50 percent of the income of a farmer on average, public funds," said Miklos. It was thus "the mercy of the good of society." That it can afford in the district Völkermarkt hardly anyone to be full-time farmer, also shows the statistics: In international market, there are about 1,500 companies that are actively engaged in agriculture, 1,000 of whom are part-time farmers. They need a farmer business plan as well.
"No Purchase!
The proposal Mikls to go to the sideline acknowledged, a farmer from the audience with the words: "Full employment - part-time - not a purchase!" Miklos also proposed to try direct marketing, is dismissed, "This is easily said, but if you live at the end of the world, who is to come here?" But after all those present, it is clear that moving his court can not order anywhere else cheaper to produce, is - next to the business mantra "reduce costs and produce more" - only one option: to stand out from the others.
And both the Neuhaus Gerlinde Glawischnig - who also lives quite close at the end of the world "- and the farmer's wife Johanna Spittaler Sommeregger then showed how this can be done: with (self-) confidence.
Founders Award goes to an entrepreneur from Geraberg
Erfurt - Silke Möhring from Geraberg (Ilm-Kreis) is among the winners of the first Founders Award Thuringia. The business plan for their senior day care Geraberg convinced the jury so much that they Silke Möhring the first prize in the category Business Plans awarded. The award is endowed with 8000 €. First place was awarded even twice. The Acoredis GmbH of Bad Klosterlausnitz is dedicated to the development, production and marketing of medical implants.
The jury Möhring business idea, because by hiring qualified staff help to ensure that members of the disabled in their daily tasks are relieved. Way could the Child care in the home will be delayed further.
Third place was awarded in the category at the awards ceremony yesterday in Erfurt, the Innovative Mobility Automobile OHK from Jena. The founding team has developed an electric vehicle.
In the category of young entrepreneurs, the awards went to the Smart Fiber AG Rudolstadt, the Tesona GmbH Hörselberg and Midas Surfces GmbH Worboys. The Ministry of Economy This prize is worth 50 000 €
The jury Möhring business idea, because by hiring qualified staff help to ensure that members of the disabled in their daily tasks are relieved. Way could the Child care in the home will be delayed further.
Third place was awarded in the category at the awards ceremony yesterday in Erfurt, the Innovative Mobility Automobile OHK from Jena. The founding team has developed an electric vehicle.
In the category of young entrepreneurs, the awards went to the Smart Fiber AG Rudolstadt, the Tesona GmbH Hörselberg and Midas Surfces GmbH Worboys. The Ministry of Economy This prize is worth 50 000 €
Tuesday, August 3, 2010
Business plan contents
Business-plan contents from beginning to end;
Common business plans come in all shapes, sizes, formats — even colors — but they all share a similar framework. The following components, presented in the order they generally appear, are common elements in most business plans:
- Table of contents: This element is a guide to the key sections in your business plan and is especially useful if your plan exceeds ten pages.
- Executive summary: This section is a summary of the key points in your business plan. You should incorporate it if your plan runs more than ten pages and you want to convey important information upfront. You want to keep it clear, captivating, and brief — in fact, try to keep it to two pages or less.
- Company overview: This section describes your company and the nature of your business. It may include your company’s mission and vision statements as well as descriptions of your values, your products or services, ways your company is unique, and what business opportunities you plan to seize. (Turn to Chapter 3 for help defining your business purpose and developing your company overview.)
- Business environment: This section includes an analysis of your industry and the forces at work in your market; an in-depth description of your direct and potential competitors; and a close look at your customers, including who they are, what they want, and how they buy products or services. It describes everything that affects your business that’s beyond your control. (Count on Chapter 4 to help you zoom in on your environment and develop your analysis.)
- Company description: In this section, include information about your management team, your organization, your new or proprietary technology, your products and services, your company operations, and your marketing potential. (Check out Chapter 6 for help in writing your company description.)
- Company strategy: This section brings together the information about your business environment and your company’s resources and then lays out a strategy for going forward. (As you prepare this section, you’ll find Chapter 5 an indispensable resource.)
- Marketing plan: This section is where you describe how you plan to reach prospects, make sales, and develop a loyal clientele. (Chapter 7 is devoted exclusively to helping you develop your marketing plan.)
- Financial plans: This section includes a detailed review of dollars and cents, including the state of your current finances and what you expect your financial picture to look like in the future. It typically contains financial statements, including an income statement, your balance sheet, and a cash-flow statement. (If any of these terms seem foreign to you, or if you want step-by-step financial planning advice, see Chapter 8 for all the details.)
- Action plan: Here you detail the steps involved in implementing your business plan, including the sequence of actions and how they align with your goals and objectives. (Flip to Chapter 3 for advice on establishing goals and objectives and then turn to Chapters 14 and 15 for information on how action plans ensure that you’ll put your business plan to work.)
- Appendixes: This section includes detailed information that supports your business plan. It may include analyses, reports, surveys, legal documents, product specifications, and spreadsheets that deliver a rounded understanding of your business plan but which are of interest to only a small number of your readers.
The preceding list of the major components of a typical business plan is featured in Form 1-5 on the CD-ROM. As you get down to the business of writing your plan, use the items on Form 1-5 as a checklist, ticking off the major components as you complete them.
Not all business plans include all the components listed here. In fact, you won’t find a textbook example of a written business plan. For that reason, we don’t provide any rigid business-plan model in this book. Instead, you find information on how to develop each of the major components, advice for how business plans tend to work for different kinds of businesses, and ways you can organize and present materials in your written plan.
From the business planning kits for dummies
Common business plans come in all shapes, sizes, formats — even colors — but they all share a similar framework. The following components, presented in the order they generally appear, are common elements in most business plans:
- Table of contents: This element is a guide to the key sections in your business plan and is especially useful if your plan exceeds ten pages.
- Executive summary: This section is a summary of the key points in your business plan. You should incorporate it if your plan runs more than ten pages and you want to convey important information upfront. You want to keep it clear, captivating, and brief — in fact, try to keep it to two pages or less.
- Company overview: This section describes your company and the nature of your business. It may include your company’s mission and vision statements as well as descriptions of your values, your products or services, ways your company is unique, and what business opportunities you plan to seize. (Turn to Chapter 3 for help defining your business purpose and developing your company overview.)
- Business environment: This section includes an analysis of your industry and the forces at work in your market; an in-depth description of your direct and potential competitors; and a close look at your customers, including who they are, what they want, and how they buy products or services. It describes everything that affects your business that’s beyond your control. (Count on Chapter 4 to help you zoom in on your environment and develop your analysis.)
- Company description: In this section, include information about your management team, your organization, your new or proprietary technology, your products and services, your company operations, and your marketing potential. (Check out Chapter 6 for help in writing your company description.)
- Company strategy: This section brings together the information about your business environment and your company’s resources and then lays out a strategy for going forward. (As you prepare this section, you’ll find Chapter 5 an indispensable resource.)
- Marketing plan: This section is where you describe how you plan to reach prospects, make sales, and develop a loyal clientele. (Chapter 7 is devoted exclusively to helping you develop your marketing plan.)
- Financial plans: This section includes a detailed review of dollars and cents, including the state of your current finances and what you expect your financial picture to look like in the future. It typically contains financial statements, including an income statement, your balance sheet, and a cash-flow statement. (If any of these terms seem foreign to you, or if you want step-by-step financial planning advice, see Chapter 8 for all the details.)
- Action plan: Here you detail the steps involved in implementing your business plan, including the sequence of actions and how they align with your goals and objectives. (Flip to Chapter 3 for advice on establishing goals and objectives and then turn to Chapters 14 and 15 for information on how action plans ensure that you’ll put your business plan to work.)
- Appendixes: This section includes detailed information that supports your business plan. It may include analyses, reports, surveys, legal documents, product specifications, and spreadsheets that deliver a rounded understanding of your business plan but which are of interest to only a small number of your readers.
The preceding list of the major components of a typical business plan is featured in Form 1-5 on the CD-ROM. As you get down to the business of writing your plan, use the items on Form 1-5 as a checklist, ticking off the major components as you complete them.
Not all business plans include all the components listed here. In fact, you won’t find a textbook example of a written business plan. For that reason, we don’t provide any rigid business-plan model in this book. Instead, you find information on how to develop each of the major components, advice for how business plans tend to work for different kinds of businesses, and ways you can organize and present materials in your written plan.
From the business planning kits for dummies
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